The Insurance Fair Conduct Act was passed by the Legislature, signed by the Governor and approved by the voters (Referendum 67) in 2007, effective December 6, 2007.

It provides legal remedies for policyholders, including the ability to seek punitive damages in court if their claims are unreasonably denied by their insurance companies or their insurance company violates particular regulations governing unfair claims settlement practices.

Under the law, policyholders who wish to sue their insurance company must mail written notice of the potential lawsuit to the insurance company and to the Office of the Insurance Commissioner at least 20 days before the lawsuit is to be filed.

The links below provide assistance and information about the Insurance Fair Conduct Act and how to file notices with the Office of the Insurance Commissioner.

Filing a notice - Please do not provide medical information or records when filing.
Commonly asked questions and answers.
The Insurance Fair Conduct Act. (www.leg.wa.gov)

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